Roof One has been working with Insurance companies for 25 years. We know what they need to process a claim most efficiently and properly.
Tips to follow when working with Insurance
- Contact Roof One to schedule a free on-site inspection to determine if damage was incurred.
- If damage has been verified, you should contact your agent to request an inspection.
- Your agent can authorize any temporary repairs necessary to prevent further damage to your property.
- Your insurance company will usually require receipts for any emergency repairs you have done in order to reimburse you correctly.
- We suggest that you take pictures of the damage prior to any repairs.
- Do not make any permanent repairs until the adjuster has had the opportunity to inspect the damaged area.
- Once the inspection is complete, you will receive a claim sheet outlining the scope of damage and the funds being made available for the repairs, less your deductible.
- Roof One offers free insurance claims assistance.
The Insurance Claims Process
- After damage has been verified, contact your agent.
- You should be contacted by the claims department by telephone or mail.
- An adjuster will be assigned to inspect and evaluate the loss.
- The claims adjustor should provide you with an itemized explanation on your claim settlement including your deductible amount and depreciation.
- Most homeowner policies grant coverage for full replacement cost provided the repairs are actually completed. In these cases, the depreciation is deemed recoverable and the final payment is made after your receipts have been submitted and processed.
NOTE: All carriers have their own method of processing claims. This is just a general guideline.
With years of experience and a working relationship with many insurance carriers, Roof One is qualified and available to assist any home or building owner with insurance claims.
Bone dry roofing can help
Don’t go into the insurance claims process alone. Roof One's insurance specialists understand the ins and outs of the insurance claims process and can assist you in handing your claim. Contact us today for more information, or request a free inspection if you have damage to your roofing system.
